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Financial Planning Services

We offer financial planning services that empower our clients to achieve their goals and feel confident in the decisions they make. We provide tailored financial planning for all types of clients. Here are some of the topics we cover as we put your plan together.



  • Does your income support your lifestyle?
  • Are you spending intelligently?
  • What percentage of your income should you save?
  • What should you do with your savings?
  • How much do you need for emergencies?


  • What do you value, or want more of in your life?
  • What’s worth saving for?
  • What are your 1, 5, 10+ year goals?
  • Are you on track to achieve them?
  • Who holds you accountable for these goals?


  • What does retirement mean to you?
  • How much money do you need to retire?
  • What will your lifestyle be like and how much will it cost?
  • When can you quit working?
  • When should you plan to take Social Security?
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  • Do you need life and/or disability insurance?
  • If you do, what kind of policy is right for you?
  • How do you know where to go to buy a policy?
  • How does long-term care insurance factor into the plan


  • Will your military retirement be enough?
  • How do you best optimize your Thrift Savings Plan (TSP)?
  • How do you coordinate your Individual Retirement Account (IRA) with your TSP allocation?
  • Should you roll-over your TSP when you retire, what other options are there?
  • How much do you need to save before you transition?
  • Is the Servicemember’s Group Life Insurance (SGLI) enough coverage for your family? What about after you retire?
  • How does the Survivors Benefit Program (SBP) work and does it make sense for your situation?


  • Should you defer or postpone your FERS Annuity?
  • What about the FERS Retiree Annuity Supplement (RAS)?
  • What should you do with your TSP when you retire?
  • Is your TSP match enough?
  • How much should you be saving?
  • Does your Federal Employees’ Group Life Insurance (FEGLI) provide enough coverage? What do you do with it after you retire?
  • Should you select the Spousal Benefit Survivor Annuity (SBSA) when you retire?
  • What happens to your Federal Employee Health Benefits Program (FEHBP) when you retire?


  • How do you prioritize which debt to pay down first?
  • Should you be paying more or saving and investing?
  • How do you become intentional and proactive with your debt and savings?


  • Should you buy or continue to rent?
  • How do you determine your down payment?
  • When should you refinance your mortgage?


  • How much should you be saving for college?
  • Are there other ways to fund a college education?
  • What are the benefits and limitations of 529 plans?


  • Are you taking advantage of all tax savings opportunities?
  • Does a Traditional or Roth IRA make more sense for your situation?
  • What are your tax implications in retirement?
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Special Needs Services

Special Needs Services Diagram

Many parents of special needs children are afraid about what will happen to their child when they are no longer around to care for them. As financial planners who specialize in helping families like yours, we help you create a sustainable plan so you can feel confident your loved one can meet their potential and enjoy a high quality of life.

  • We generate a Lifetime Financial Needs Analysis (LFNA) to ensure your loved one will be well cared for throughout both yours and their lifetime.
  • We ensure Life Insurance and other assets are structured appropriately to provide ongoing support when you are no longer able to.
  • We help protect eligibility for government benefits (SSI, SSDI, DAC).
  • We develop a plan for funding a special needs trust and help ensure the right assets are transferred into the trust at the right time.
  • We can help you establish an ABLE 529a account and incorporate other disability-related savings mechanisms into your financial plan.

Investment Services

Many people don’t know if their investments are truly meeting their needs. As your investment advisor we help you align your investment strategy to your goals and objectives so you can have peace of mind knowing you’re on the track to success.

  • Our investment philosophy is centered around a long-term approach and a sound, consistent, investment strategy. 
  • We provide professionally managed portfolios with a focus on risk management, tax efficiency, and controlling costs.
  • Our portfolios avoid expensive front and back loads and other hidden costs that will likely cancel out your gains. They are constructed to maximize returns while staying within your risk tolerance.
  • We are committed to the financial planning process as a precursor to asset management.
  • We believe in investing in human potential rather than just focusing on assets available; Therefore, we do not impose a minimum account size which makes our investment services accessible to almost everyone.
Investment Services

Supporting Trustees


Many trustees are overwhelmed with the responsibility of caring for their beneficiary. We help trustees, guardians, and conservators meet their fiduciary duty by providing independent, objective advice, and investment strategies aligned with the trust’s directives that meet the needs of the beneficiary.

  • We assist with the development and management of an investing strategy that meets the Uniform Prudent Investor
    Act (UPIA) mandates and ensures trust assets are optimized to maintain a high quality of life.
  • We hold regular meetings with trustees which allow us to provide the documentation a trustee may need to demonstrate that he or she is fulfilling their fiduciary responsibilities.
  • We provide fiduciary distribution guidance of trust accounts.
  • We structure all of our plans to ensure the preservation of government benefits.
  • We have integrity in carrying out the grantor’s wishes

Contact Us

1880 Office Club Pointe, Suite 156, Colorado Springs, CO 80920

(719) 685-0600