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disability savings account
Special Needs

Disability Savings Accounts: ABLE 529a vs a Special Needs Trust

With the passing of legislation establishing the ABLE 529a, many people now have access to increased disability savings account options and wonder how ABLE accounts

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David Fulton February 25, 2021
bucket strategy
Investing

Using a Bucket Strategy to Manage a Trust Account

As a trustee, you are legally obligated to act in the interest of your beneficiary, and one day you may be called to prove the

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David Fulton February 25, 2021
legal guardianship
Estate Planning

The When, Why, and How of Legal Guardianship

As soon as your special needs child turns 18 you no longer have the legal authority to make medical and financial decisions on their behalf.

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David Fulton February 25, 2021
ptsd in special needs parents
Special Needs

Sharing the Pain; PTSD in Special Needs Parents

Symptoms associated with PTSD in special needs parents are frustratingly common.  This post explores the hope of Post-Traumatic Growth and stresses the importance of Incident

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David Fulton February 24, 2021
Estate Planning, Disinherit
Estate Planning

Old Advice Dies Hard; the Myth of Disinheritance

The recommendation to disinherit a special needs child from their parent’s estate is an example of outdated estate planning advice. Unfortunately, it has staying power

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David Fulton February 24, 2021
Able Account
Investing

How to Use an ABLE Account to Save For Your Child’s Future

Details on the use of the Achieving a Better Life Experience Act of 2014 (ABLE). ABLE accounts are a critical tool in helping save for

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David Fulton February 24, 2021
Social Security Disability Benefits for a Disabled Adult Child
Special Needs

Critical Social Security Disability Benefits For a Disabled Adult Child

The ability to provide for a loved one after they are gone is perhaps the biggest concern shared by parents of special needs children.  Disabled

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David Fulton February 24, 2021
Funding Special Needs Trust with Life Insurance
Special Needs

3 ways to Fund a Special Needs Trust with Life Insurance

There are probably few topics that are more uncomfortable than discussing life insurance. But here’s the thing, it may be one of the most important things

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David Fulton February 24, 2021
Grit
Special Needs

4 Steps to Build a Gritty Family

Grit is an indelible trait that will help you achieve the best possible future for you and your family Grit can be learned over time.

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David Fulton February 24, 2021
Special Needs Planning Guide
Special Needs

Special Needs Planning Guide: From Birth to 3

If you are new to Special Needs parenting, this special needs planning guide will serve as a primer on many of the areas you should

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David Fulton February 24, 2021
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Featured Posts:

real financial planning

The Value of Real Financial Planning

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Thrift Savings Plan

6 Reasons to Keep Your Thrift Savings Plan When You Retire

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Special Needs Planning Guide

Special Needs Planning Guide: From Birth to 3

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letter of intent

The Criticality of a Letter of Intent

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